Terms and Conditions of Use for www.HomeBuyerGo.com

Effective 4/30/10

Welcome to HomeBuyer Go 
By visiting, using, and/or submitting information to www.HomeBuyerGo.com, you agree to comply with and be bound by the following terms and conditions of use and by the Site’s Privacy Policy .  Please review these terms and conditions carefully.  If you do not agree to these terms and conditions, you should not use this website.

1.       Agreement.  This Agreement ("the "Agreement") specifies the Terms and Conditions for access to and use of www.HomeBuyerGo.com (the "Site").  By visiting the Site and using the tools, information, and functionality provided on the Site (together the “Service”), you agree to comply with and be bound by this Agreement. This Agreement may be modified at any time by the owner and operator of the Site, iLegent, Inc. (“iLegent”), upon posting of the modified agreement.  Any such modifications shall be effective immediately. You can view the most recent version of these terms at any time at http://www.homebuyergo.com/HomeBuyer_Go!_Terms_Of_Use.aspx. Each use by you shall constitute and be deemed your unconditional acceptance of this Agreement.

By accepting this Agreement, you represent that you have the capacity to be bound by it, or if you are acting on behalf of a company or other entity, that you have the authority to bind such company or entity. You may not use this Site if you are not of a legal age to form a binding agreement with iLegent.

2.       Privacy.  Your visit to the Site and use of the Service is also governed by iLegent’s Privacy Policy, which is hereby incorporated into this Agreement. Please review our Privacy Policy at http://www.homebuyergo.com/HomeBuyer_Go!_Privacy_Policy.aspx.

3.       Ownership. All content on the Site (including text, graphics, images, logos, button icons, and the overall “look and feel” consisting of layout, presentation, and display) is and shall continue to be the property of iLegent or its content suppliers and is protected under applicable copyright, patent, trademark, and other proprietary rights. Any copying, redistribution, use or publication by you of any such content or any part of the Site is prohibited, except as expressly permitted in this Agreement. Viewing, printing, downloading, or otherwise using the content does not under any circumstances entitle you to any ownership rights or other interest in the content or software of this site.

4.       Trademarks. “iLegent,”  “HomeBuyer Go,” and others are either trademarks or registered trademarks of iLegent. Other product and company names mentioned on this Site may be trademarks of their respective owners.

5.       Site Use. iLegent grants you a limited, revocable, nonexclusive license to use this Service solely for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to copy materials on the Site, reverse engineer or break into the Ste, or use materials, products or services in violation of any law. The use of this Site is at the discretion of iLegent and iLegent may terminate your use of this Site or Service at any time. Your access to and use of the Site may be interrupted at any time for several reasons, including equipment malfunction, periodic updating, maintenance, or repair of the Site, or other actions iLegent may elect to take.

If you arrived at this Site via the website of a third-party, such as a local or national housing non-profit organization that, in partnership with iLegent, has linked from its website to this Site, your rights of access and use of the Service do not vary in any way from the terms of use outlined in this Agreement.

6.       Submissions and Postings to the Site. As part of the Service, iLegent allows you to post comments, suggestions, and feedback to the HomeBuyer Go blog (“Blog”) at blog.homebuyergo.com and through the Site’s feedback function (“Site Feedback”).  You agree that iLegent may use any feedback, suggestions, or ideas you post in any way, including in future modifications of the Service, other products or services, advertising or marketing materials. Additionally, you agree that in posting any content to the Blog or to Site Feedback, you:

a.       Are responsible for all content you submit to the Site;

b.       Represent that you have all necessary rights to post such content and to grant iLegent a worldwide, fully-paid, royalty-free, exclusive right and license to iLegent to use, copy, format, adapt, publish and/or incorporate any or all such content in any media in connection with the Site and our business;

c.        Will not post or transmit any message or information which is libelous, defamatory, indecent, obscene, harassing, explicit or vulgar, or which discloses private or personal matters concerning any person;

d.       Will not post or transmit any message or information that infringes any party’s copyright, patent, trademark, trade secret or other proprietary rights;

e.        Will not post or transmit any message or information that violates any law, statute, ordinance or regulation;

f.        Will not post or transmit any message or information that contains any viruses, worms, or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information;

g.        Will not post or transmit any message or information containing or constituting chain letters, mass mailings, political campaigning, or any form of “spam”;

h.       Will not post or transmit any message or information that is false, inaccurate or misleading; and

i.         Will not post or transmit any commercial advertisements or solicitations without written permission.

ILegent reserves the right, in its sole discretion, to edit, refuse to post or remove your transmissions, submissions or postings, should they be posted in violation of this provision.  Pursuant to the Site’s Privacy Policy , transmissions, submissions or postings made by you may be reviewed to determine your compliance with this Agreement.

7.       Access and Interference. You agree that you will not use any robot, spider, scraper, deep link, or other similar automatic data gathering or extraction tools or programs to access, acquire, copy, or monitor the Site without iLegent’s express written consent, which may be withheld for any reason. You agree to not use any such agent, tool, device, or mechanism to navigate or search the Site, other than the search engines and agents available through the Service and other than generally available third-party web browsers (such as Microsoft Explorer or Mozilla Firefox). Additionally, you agree that you will not take any action that interferes or attempts to interfere with the proper functioning of the Site or the Service, including by (i) imposing an unreasonably large burden on the Site’s infrastructure, (ii) posting or transmitting any file that contains viruses, worms, Trojan horses or other contaminating or destructive features, or (iii) attempting to decipher, decompile, or reverse-engineer any of the Software or features of the Site.

8.       Compliance with Laws. You agree to comply with all applicable laws regarding your use of the Site. You further agreed that information provided by you is truthful and accurate to the best of your knowledge.

9.       Indemnification. You agree to indemnify, defend and hold iLegent and our partners, employees, and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site and its Service.

10.    Disclaimer.  THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS” AND “AS AVAILABLE” BASIS.  YOU AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK.  iLEGENT MAKES NO GUARANTEES AND NO WARRANTIES, REGARDING THE PLATFORM’S FUNCTIONS, ITS ACCURACY, COMPLETENESS, OR PERFORMANCE, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF: MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.  To the extent your jurisdiction does not allow limitations on warranties, this limitation may not apply to you.  YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO DISCONTINUE USING THE SITE.

ALL FINANCIAL CALCULATIONS GENERATED THROUGH THE SERVICE ARE ESTIMATES. The calculations and information provided to you are intended only to assist with financial decisions and may not be appropriate for all situations. Before making any home purchase decision, users should obtain the advice of a professional financial advisor who is aware of your individual circumstances.  The Site does not intend to act as an expert, nor does it replace the need for consultation with a certified mortgage broker, tax professional, accountant, or financial advisor when making decisions related to the purchase of a home or other decisions with financial consequences.

11.    Limitation of Liability.  UNDER NO CIRCUMSTANCES WILL iLEGENT BE LIABLE OR RESPONSIBLE TO YOU OR TO ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE SITE, YOUR SITE USE, OR THE CONTENT PROVIDED THROUGH YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE AND/OR CONTENT IS TO CEASE ALL OF YOUR SITE USE.

You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.

12.    Use of Information. iLegent reserves the right, and you expressly authorize us, to use and assign all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy .  Information you submit to the Site may include, but is not limited to, registration information (consisting of email address, log-in, and password), data input via the Service’s forms and “interview” features, and navigational information related to your online session while accessing the Site.

13.    Copyrights and Copyright Agent. If you believe your work has been copied in a way that constitutes copyright infringement, please provide a notice containing all of the following information to iLegent’s Copyright Agent: (a) An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (b) A description of the copyrighted work that you claim has been infringed; (c) A description of where the material that you claim is infringing is located on the Site; (d) Your address, telephone number, and e-mail address; (e) A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (f) A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Contact iLegent to submit a Notice of claims of copyright infringement at: mail@ilegent.com.

14.    Applicable Law, Forum for Disputes. You agree that the laws of the state of California, without regard to conflicts of laws provisions will govern these Terms and Condition of Use and any dispute that may arise between you and iLegent or its affiliates.  You agree that any dispute you have with iLegent, or its officers, directors, employees, agents or affiliates, arising under or in relation to this Agreement, shall be resolved exclusively through the small-claims court of the Superior Court of Santa Clara County, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief, in which case iLegent may seek such relief in any court of competent jurisdiction.  You understand that your acceptance of this provision is in consideration for your free use of the Service.

YOU ALSO UNDERSTAND THAT BY ACCEPTING THIS TERMS OF USE, YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY AND ARE GIVING YOU YOUR RIGHT TO SERVE IN ANY REPRESENTATIVE CAPACITY OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT INVOLVING ANY SUCH DISPUTE.

15.    Termination. iLegent may terminate this Agreement at any time, with or without notice, for any reason. This Agreement will apply during all times at which you visit, use, and/or submit information to the Site and Service.  All agreements, representations, and warranties made in this Agreement shall survive your acceptance of the Agreement and your termination of use of the Site and Service.

16.    Severability. If any provision of this Agreement shall be adjudged by any arbitrator or court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect.

17.    Contact Information.

HOW TO CONTACT US: mail@ilegent.com.